Personal Contract Purchase (PCP)

A finance option that gives you maximum flexibility at the end of your agreement, buy, swap or return

Personal Contract Purchase (PCP) key features: 

  • Available on all new cars, but usually restricted to cars up to five years old 
  • Flexible deposit 
  • Potentially lower monthly payments 
  • You can buy, swap or return at the end of the contract

PCP may suit you if you:

  • Like to keep your options open 
  • Like changing your car regularly 
  • Drive low or moderate amount of miles annually 
  • Want to make lower monthly payments with the option of a balloon payment at the end of the contract to own the car 
  • You are planning to keep the car at the end of the contract rather than change again soon
  • Want to make lower monthly payments with the option of a balloon payment at the end of the contract to own the car

Enquire About Personal Contract Purchase